As Winter Approaches: Keep Your Home Safe and Warm
The chilling whispers of winter are fast approaching, and with them, come concerns about keeping your home both safe and cozy. But don't worry, we're here to help. By taking a few proactive steps now, you can avoid unnecessary stress and potentially costly insurance claims.
Seal Gaps Around Windows and Doors
One of the simplest and most effective ways to retain warmth and reduce those nagging energy bills is to seal gaps around windows and doors. Weatherstripping or caulking any visible gaps can make a noticeable difference.
Insulate Exposed Pipes
Prevent the nightmare of freezing and bursting pipes. Insulate any exposed pipes, particularly those in basements or along exterior walls, as a preventative measure against the frigid temperatures.
Clear and Check Solar Panels
If you've got solar panels, remember to activate winter modes. Regularly clear snow post-storm to ensure they maintain optimum efficiency, even when the days are shorter.
Update Smart Thermostat Settings
Modern smart thermostats are a marvel, automatically adjusting to reduce energy waste. Set yours between 68°F and 70°F while you're at home for the perfect balance of comfort and cost-effectiveness.
Boost Indoor Air Quality
With windows closed to keep the cold out, indoor air quality can suffer. Use HEPA filters to capture viruses and particles, or MERV 13+ filters for dust and allergens, either in your HVAC systems or portable units.
Document Your Home Digitally
Take some time to create a smartphone video walkthrough of your home and its valuables. This will become invaluable for streamlining any potential insurance claims due to winter weather damage.
Schedule a Heating System Checkup
Avoid unwelcome surprises by scheduling an annual inspection of your heating system. A professional checkup can ward off sudden breakdowns during those bitterly cold snaps.
Clean Out Gutters
Before the heavy snows arrive, clean out gutters to prevent ice dams and water backups. Clear debris ensures the water flows seamlessly, reducing the risk of damage.
Stay Proactive and Insure Wisely
Even tackling a handful of these tips can vastly improve your home's resilience against the cold. Remember, it’s never too late to start. If you're uncertain about what's covered during winter weather events, take a moment to review your homeowners insurance policy with us. We’re here to ensure you're fully protected this winter.
