Protect Your Local Business with HBS Insurance: Trusted Business Insurance Solutions in Southern Indiana and Kentuckiana

As a small business owner, finding the right commercial insurance coverage is essential to your success. Whether you're running a boutique in Jeffersonville, managing a restaurant in Louisville, or overseeing a contracting crew in New Albany, protecting your investment starts with the right insurance partner.

 

That’s where HBS Insurance comes in—your local, experienced insurance agency serving Southern Indiana and the Kentuckiana region for over 30 years.

 

Why Local Businesses Trust HBS Insurance

 

Based in Jeffersonville, Indiana, HBS Insurance specializes in customized business insurance solutions for a wide range of industries. As a locally owned agency, we understand the unique risks facing businesses across Clark, Floyd, Harrison, and surrounding counties, as well as in Louisville and the broader Kentuckiana area.

 

We offer personalized insurance coverage that protects your livelihood and helps you stay compliant, competitive, and confident.

 

Business Insurance Solutions We Offer

 

At HBS Insurance, we work with top national and regional carriers to provide affordable business insurance coverage, tailored to your specific needs. Our coverage options include:

• General Liability Insurance – Protects against third-party claims for bodily injury, property damage, and legal costs.
• Commercial Property Insurance – Covers your building, equipment, and inventory from risks like fire, theft, and storms.
• Business Owner’s Policy (BOP) – A bundled policy combining liability and property coverage—perfect for small businesses.
• Workers’ Compensation Insurance – Mandatory in most states, this protects your employees and your business.
• Commercial Auto Insurance – For businesses that rely on vehicles for operations or deliveries.
• Professional Liability Insurance – Also known as errors and omissions (E&O) coverage, ideal for consultants and service providers.
• Industry-Specific Coverage – Tailored options for contractors, salons, restaurants, auto dealers, retailers, tattoo parlors, and more.

Supporting Your Business at Every Stage

 

HBS Insurance provides more than just policies—we provide peace of mind. Whether you're launching a new venture or expanding your operations, our team offers:

• Free risk assessments and insurance reviews
• After-hours appointments for busy business owners
• Flexible payment and bundling options
• Prompt, personalized customer service
• Support from agents who live and work in your community

Why Local Knowledge Matters

 

Unlike big-box insurance companies, we know the challenges specific to Southern Indiana and Louisville metro area businesses—from navigating flood risks along the Ohio River to understanding local regulations and licensing requirements. We’re here to help you make informed choices and avoid costly coverage gaps.

Get a Free Business Insurance Quote Today

 

At HBS Insurance, our mission is simple: to help local businesses in Southern Indiana and Kentuckiana succeed by providing reliable, cost-effective insurance solutions.

• Over 32 years of experience
• Located in the historic Grisamore House in Jeffersonville, Indiana
• Serving Clarksville, New Albany, Sellersburg, Charlestown, Louisville, and beyond

Whether you need to update your current policy, shop for small business insurance, or start fresh, we’re ready to help.

 

Call us today at (812) 280-7772 or visit us online at www.hbsinsurance.net. Conveniently located at the corner of Chestnut and Spring Street in Jeffersonville, IN.